Why do I need a Roof Certification?
Many underwriters require a document to confirm that your roof is in good condition or when the roof reaches 15 years or older. The roof certification is often required when renewing or switching insurance companies.
Examples of notable deficiencies
ROOFING – loose, missing or deteriorated roofing may be considered non insurable. Life expectancy in Florida on 3 tab shingle roof is 20 years, dimensional roofing 25 years and metal 35-50 years. The underwriters require a minimum of 4 years life expectancy at which point the roof will be insurable for 1 more year as the cut off in life expectancy is 3 years.
IMPORTANT! How to prepare for your Roof Certification Inspection.
Do you have receipts or permits for updates to roofing? Please have this information available as it will definitely help you.
Do you own a mobile home with a metal or rubber membrane roof that you have maintained regularly. Cleaning or re-sealing is often a good idea prior to inspection because a roof that shows well does better on the inspection.
After you look over your photos call us with any concerns you might have and we will be happy to assist you.